Blue Chip Realty (BCR) can come to your office anywhere in the SF Bay Area (at no charge) to introduce the concept of rolling-over an IRA or 401K to invest in California real estate. It's not a sales pitch (and doesn't need to be at lunchtime).  You can even see some sample slides in this video.

Afterwards, you can discuss the merits of this idea with co-workers, and maybe even find partners that want to go in on an investment together.

In a casual and compelling manner, broker Randy Haldeman will cover three key concepts in 30 minutes, then open for Q&A.  This mini-education session will enlighten employees with information how they can reduce stock market risk in their 401K's (or IRA's) while ensuring a more secure retirement. 

Workers in the Bay Area at Google, Facebook, Salesforce, and small and medium-sized start-ups have taken advantage of this option.

Topics include:

 
Ahh, why didn’t hr tell me about this option?

Ahh, why didn’t hr tell me about this option?

1) How does it work & what are the rules?

Most people in the country do not know that the IRS allows workers to roll-over a portion of their retirement assets to buy rental property, and that its fairly easy to do.  In fact, many "slap their forehead" when they first learn of this idea.  Ingenious!  Why have I never heard about this?  Does my company know this is an option? Once co-workers hear about this, they feel excited about building a bigger nest egg and want to know how it works and what are the rules.

We can help.  During a "Lunch & Learn" at your facility (or online), BCR can present the steps an individual can take to diversify their 401K or IRA while following the IRS rules and we'll review the two simple bank guidelines on purchasing a property.  Simple, easy, enlightening.


2) What is the upside?

a rental will double your retirement funds in 15 years and will increase your monthly income by 5x. its simple math.

a rental will double your retirement funds in 15 years and will increase your monthly income by 5x. its simple math.

The multiple benefits of diversifying some retirement funds into real estate will be made apparent and include reduced stock market risk and greater income in retirement.

A side-by-side comparison will be walked-thru to show the difference between keeping 100% of retirement funds in stocks and bonds, or rolling-over a portion (20-40%) into an investment property.  The bottom line usually shocks participants when it finally hits them that a real estate investment will likely double that portion of their "nest egg" and 5x their income in retirement (dividends vs. rent payments).  There is no magic in the equations, the simple math is that the renters pay off the home (in under 15 years) and you get to keep most of the rent after that.


On the path to retirement, it’s best to plan ahead, and enjoy the journey with others.

On the path to retirement, it’s best to plan ahead, and enjoy the journey with others.

3) How do I start?

At this point, your friends and co-workers start to lean forward and ask how do they get started. Questions that will be answered include:

1) How much do I need to roll-over from my 401K or IRA to start?  (Varies)
2) Can I partner with a spouse, co-worker or friend and all put in a share? (Yes)
3) Who can guide me through the process and how do I get a loan? (BCR)
4) Its pricey here, where do your recommend buying? (Low-cost, high-rent areas)
5) How do we find and manage renters for the property? (BCR or property manager)

Blue Chip Realty (BCR) has answered these questions for dozens of clients & prospects and the responses usually gets the recipient even more excited about the opportunity to build up their nest egg...

 

If you are interested in scheduling a "Lunch & Learn" at your company or even with a small group of co-workers in a conference room, its best to start off by having a conversation with Blue Chip Realty.  Simply fill out the form below and we'll get back to you within a few hours.

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To learn more about Blue Chip Realty or how this clever option could grow your employee's retirement assets while making them a happier employee, here are the main links on our site: